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What’s Worse — Your Student Loan Debt or Not Retiring Until You’re 70?

Republican Virginia Congressman Thomas Garrett has a radical solution for the nation’s student-loan debt crisis: Forgive people’s student-loan debts, so long as they agree to delay when they start collecting Social Security benefits. Specifically, Garrett wants to grant debt holders $550 in student loan forgiveness for each...

With the New Tax Laws in Effect, Should You Incorporate Yourself if You’re a Part of the Gig Economy?

Since it’s every person for themselves, freelancing can be a tough gig. But on your tax return, should you just be yourself (in the legal sense), or should you form some kind of business entity (insert wacky — or meaningful — name of LLC here)? “Incorporating” can offer you important tax...