Remember when you were a kid, and a savings account — and more importantly, the idea that you could get more money just by leaving your money in there — sounded awesome? Welp, those days are done, my friend. Rates on savings accounts these days are 0.01 to 0.05 percent. That’s...
“Once you take on a task, never let it go, even if you are killed.” So begins a 1951 employee handbook at Dentsu, Japan’s largest ad agency, written by its then-president Hideo Yoshida. Sixty-four years later, Matsuri Takahashi, a 24-year-old graduate recruit at Dentsu, leapt from her...
Have you ever wondered what an administrative fee goes toward? I’m talking about that extra charge you have to pay when you fill out just about anything these days. A preschool application for your child; updating your car insurance account; changing your address; paying your bill over...
“Personal finance.” You know you should be doing it, but if your eyes glaze over when you hear those words, you’re not alone. The sheer number of investment options, the risk involved, the alphabet soup of terminology and the smarmy veneer of stereotypical “wealth managers” — the people who...
Nearly half of all Americans spend their entire paycheck — or more — every month. It’s no wonder: Stuff’s expensive these days, and raises are hard to come by. And despite the recent uptick in the stock market, the idea that the economy has improved in recent years seems theoretical and...
All too often, it feels like our lives are slipping out of our control: Unopened mail piling up, deadlines looming, home a mess. “If I could just get all this trivial day-to-day stuff running smoothly,” we tell ourselves, “All the big stuff would fall into place!” But...
So it begins — office holiday party season. (Even the movies say so.) To help you navigate yours, we’ve enlisted Terry Petracca, the hippest HR expert we know and the woman behind our biweekly ‘Go See HR’ column. Every day this week she’ll be answering one holiday party-specific question...
You’ve probably noticed that pretty much all money advice deals with bad financial news. Which may explain why, when we do occasionally happen upon a small financial windfall, we have no idea what to do with it and generally end up throwing it away. Curious what the smart...
Most of us work more than we live, which is to say we spend considerably more time at the office and with our coworkers than we do with the human beings we actually want in our lives. It also means that the stressors and anxieties of work...
Last week, a former colleague mentioned that when applying for her new role, she was up against a candidate who had worked at their current role for seven years, which was considered a red flag. Rather than seeing the candidate’s seven-year tenure as the mark of a...
When deciding to shack up with someone and split expenses, you will hear all manner of advice on how to proceed. “Throw all in,” your Depression-raised grandpa will tell you, implying that 100 percent financial merging is the only way to really commit to someone. “Keep it...
When you’re a dad, parenting questions often come up that you struggle to find answers to. Since other parents are the worst and Google will send you down a rabbit hole of paralyzing, paranoid terror, we’re here to help by putting those questions to the experts. This...